Wednesday, August 12, 2009

Home Stretch

We kept pretty quiet between the time that we received the meeting date and the time that we received confirmation from PROFECO that our case has been resolved. But in fact, quite a bit happened, mainly threatening letters from ResortCom. On June 8th, we received the following email from Diane Wilson:
Dear X

I tried to call you regarding your membership but unfortunately I could not reach you on the phone. Your account is past due. Please contact me regarding your monthly payment.

Your account is not with in the payment terms of the contract. Please remember your payments are due on the 1st of each month and you do have a grace period through the 10th at close of business before late fees generate. I can accept payment over the phone via a credit / debit card free of charge.

Thank you,

Diane Wilson
Portfolio Management
Resort Com International
404 Camino Del Rio South, 4th Floor
San Diego, Ca 92108
She obviously knows the situation but continues to press for payment. We replied back:
Dear Ms. Diane Wilson,

As you are aware, we have cancelled the contract as of February 8, 2009 and have requested a full refund in accordance with Mexican law. PROFECO, the Mexican consumer protection agency, confirmed that we were within our right to cancel without penalty and has scheduled a hearing with Grand Solmar on ----. As such, we are asserting that Grand Solmar and Resort Com International have breached contract terms are past due on our refund. Please send a check for US$xxxx to the following address:

----

Regards,
X and Y
Instead, we receive a response from their legal department. Two months later, we receive another threatening letter in the mail from ResortCom. We were not going to pay because we knew that we would not be able to recover money paid out to ResortCom. At this point, we were tired of their hounding and filed a complaint to the California state attorney general's office (http://ag.ca.gov/contact/complaint_form.php?cmplt=CL) and the US Federal Trade Commission (https://www.ftccomplaintassistant.gov/) against Playa Grande's business practices. We sent the following email to ResortCom, Playa Grande, and the US Consulate in Mexico:
We are writing to acknowledge the receipt of Resort Com's letter, dated July 20, 2009. As stated in previous correspondence, we deny this debt as we canceled the contract with Grand Solmar on February 8, 2009. As such, we will not be making any payments. In fact, we are waiting for a full refund of our deposit of US$xxxx.

It seems that Grand Solmar has so far failed to acknowledge our cancellation because of a dispute about what "5 days to cancel" means. Grand Solmar stated that we have 5 calendar days to cancel, but the law clearly states that it is 5 business days. Our cancellation falls within the 5 business days, and PROFECO has confirmed that our cancellation falls within the 5 business days allowed by Mexican Consumer Protection Law. Please see the attachment. Furthermore, as
you are aware, we have a meeting date in early August with Grand Solmar representatives and PROFECO. We have also filed a complaint with the California State Attorney General and the US Federal Trade Commission about Grand Solmar's business practices.

We expect Grand Solmar and Resort Com to stop harassing us with letters requesting payment, and expect a full refund of our deposit immediately.

Regards,
X and Y
The US Consulate was very responsive this time, compared to the last time we contacted them. However, according to them we have already taken the necessary steps in contacting PROFECO. We received a much calmer response from Diane, though I don't understand why they need to forward our emails to Playa Grande instead of getting us in touch with them directly.
X and Y,

Your correspondence has been forwarded to the resort as it has been received. Your membership is not cancelled. From my understanding there is a hearing scheduled with PROFECO on ----. Is this correct information?

Thank you,
Diane Wilson
We replied:
Dear Diane Wilson,

We don't understand why you neglect to acknowledge our cancellation. The proof is in the email correspondence. Why is this contract's cancellation still in dispute? The first hearing date is scheduled for ----. In the meantime, we await your refund of our deposit in the amount of US$xxxx.

Regards,
X and Y
Again, she forwards the emails into an abyss.
X and Y,

The cancellation and or refund is not processed here at Resort Com. I have forwarded your information, as received, to the resort and will do the same with this correspondence.

Regards,
Diane Wilson
In the meantime, we never receive a response from Playa Grande or ResortCom about why they don't believe the correspondence I received from PROFECO about the cancellation date.

Friday, August 7, 2009

Success

Thanks to PROFECO for helping us out.

Dear X,

Regarding your complaint against Playa Grande, we would like to inform you that during the meeting the legal representative of the company agree you the following:
  • To cancel your contract &
  • To refund 100% of the amount paid.
Next meeting is scheduled for -- at -- (México City Time); please respond before that date; otherwise in accordance with the article 112 of the Federal Consumer Protection Law we will assume that is not interest to follow our conciliation procedure and your complaint will be filled as a concluded matter, to satisfaction.

Thank you in advance!!

Tuesday, May 26, 2009

Thursday, April 30, 2009

It Will End Soon

We received confirmation from PROFECO that they have analyzed our complaint documents and will hold a hearing date soon.
Dear Sir/Madam,

Your complaint has been analyzed and we hope that this or next week we can get your file number and meetings date.

Thank you for your patience

Sincerely,

Laura Mejía
Department of Conciliation
Services for Foreign Residents

Welcome Call Agent?

Over the past week, I was out of town but was contacted by a "Welcome Call Agent" at ResortCom.


Hi,
My name is Rita and I have been trying to reach you. If you could please call me at 1-866-891-4579 Ext 1675

Thank you,

Rita Barron
Welcome Call Agent

ResortCom International
404 Camino del Rio South
Suite 400
San Diego, CA 92108
Phone: (619) 683 2470 ext 1675
Fax: (619) 683 2077
Email: ritab@resortcom.com

I replied back:

Dear Rita,

Thank you for contacting me. I have received a bill from ResortCom, however I will not be paying the balance as the contract is still in dispute. I have been in contact with Dulce Calleros from Playa Grande as well as Diane Wilson from ResortCom and they are familiar with the case. We canceled the contract on February 8, 2009 yet Dulce claims that our right to rescission ended on February 6, 2009. We have contacted and filed a complaint with PROFECO, the Mexican consumer protection agency. PROFECO confirmed with us that our right to cancel ends on February 9, 2009 as you can see from the attached email. PROFECO has received and analyzed our documentation and will have a hearing soon. In sumary, PROFECO agrees that we canceled the contract within the 5 business days allowed by Mexican law.

Regards,
X and Y

PROFECO Agrees

While we're still waiting for our first hearing date, we decided that we should get a written confirmation from PROFECO that our right to rescission ended on February 9, 2009. Previously, we only had verbal confirmation. This is what they write:

Dear Sir & Madam,

According to the following article, there is a term of 5 working days to cancel the contract without penalization.

Article 56 of the Federal Consumer Protection Law states: "The contract will be perfected within five working days from the delivery of, or the signature of the contract, which ever occurs the latest. During this period, the consumer will have the right to revoke his consent without any responsibility. The revocation will have to be by means of warning or delivery of notice, in person, by registered mail, or another method of average reliability. The revocation according to this article, will terminate the contract. In this case, the costs of shipping and insurance will be the responsibility of the consumer. If the contract is for services, this article will not be applicable if the date of receipt of the service is less than ten working days from the date of the order of purchase."

It means that if your purchase was on February 2nd, the last day to request the cancellation on time was on February 9th, 2009.

Thank you

Sincerely,

Laura Mejía
Department of Conciliation
Services for Foreign Residents

Friday, April 3, 2009

More Stalling

We agree to disagree.

Dear X,

I thank you for responding my email and as you mentioned that Profeco is already reviewing your complain we will wait to hear from them because, as I mentioned to you on my email of March 6 Mexican law allows thec onsumers to have a 5 day period to cancel your ownership purchase and in accordance to that law, your right to cancel expired on February 6th, 2009.

As of today after responding your concern in regards to the iceweeks I still do not understand the reason for requesting the cancellation, and if there is something that I may do for you in order to make you a happy owner with us please do not hesitate to let me know. Solmar Group is a great property and our services are of great quality, I think that if you remained as an owner with us, you will see that the money you invested it well worth it.

Warm Regards from Cabo San Lucas,

Dulce Calleros
Sales Owner Services
Playa Grande Resort
pgrsales@prodigy.net.mx

Again, as I stated in my previous posts, the business days do not include the day of signing. Furthermore, the day of signing was a holiday in Mexico, so it doesn't count as a business day even if you did count the day of signing. We also confirmed with PROFECO that we have until February 9, 2009 to cancel. Her email makes it sound like she conceded already, "if you remained as an owner"...
We shall wait and see. Seems to me that we'll win this battle since we have taken all the right steps.